FIRST GOLDEN T
CREDIT CORP
Loan Products Tailored for You
Explore our full range of personal and business loan options. Transparent rates, flexible terms, and no hidden surprises.
Choose Your Loan Tier
All tiers carry the same competitive 0.5% monthly interest rate with flexible terms.
Starter Loan
6 – 18 months
Loan Range
₱20,000 – ₱99,999
at 0.5% / month
- ✓Fast approval for small amounts
- ✓Ideal for personal expenses
- ✓Emergency financial support
- ✓Simple documentation
Growth Loan
12 – 24 months
Loan Range
₱100,000 – ₱499,999
at 0.5% / month
- ✓Business capital & expansion
- ✓Home improvement projects
- ✓Vehicle or equipment purchase
- ✓Flexible repayment schedule
Enterprise Loan
24 – 36 months
Loan Range
₱500,000 – ₱3,000,000
at 0.5% / month
- ✓Large-scale business financing
- ✓Real estate investment support
- ✓Corporate expansion capital
- ✓Dedicated loan officer
Sample Amortization Table
Monthly payment estimates based on 0.5% monthly interest rate. Activation fee not included.
Monthly Interest Rate
0.5%
Minimum Loan Amount
₱20,000
Maximum Loan Amount
₱3,000,000
Loan Terms
6 – 36 months
| Loan Amount | Term | Monthly Payment | Total Payment |
|---|---|---|---|
| ₱20,000.00 | 6 mo | ₱3,391.91 | ₱20,351.45 |
| — | 12 mo | ₱1,721.33 | ₱20,655.94 |
| ₱50,000.00 | 6 mo | ₱8,479.77 | ₱50,878.64 |
| — | 12 mo | ₱4,303.32 | ₱51,639.86 |
| — | 18 mo | ₱2,911.59 | ₱52,408.56 |
| ₱100,000.00 | 12 mo | ₱8,606.64 | ₱103,279.72 |
| — | 18 mo | ₱5,823.17 | ₱104,817.11 |
| — | 24 mo | ₱4,432.06 | ₱106,369.46 |
| ₱300,000.00 | 12 mo | ₱25,819.93 | ₱309,839.15 |
| — | 24 mo | ₱13,296.18 | ₱319,108.39 |
| — | 36 mo | ₱9,126.58 | ₱328,556.92 |
| ₱500,000.00 | 24 mo | ₱22,160.31 | ₱531,847.32 |
| — | 36 mo | ₱15,210.97 | ₱547,594.87 |
| ₱1,000,000.00 | 24 mo | ₱44,320.61 | ₱1,063,694.65 |
| — | 36 mo | ₱30,421.94 | ₱1,095,189.75 |
* Figures are estimates for illustration only. Activation fee applies. Final amounts subject to approval.
What You'll Need
Our application process is straightforward. Here's what you'll need to get started.
Valid Government ID
Any government-issued photo ID (SSS, PhilHealth, Passport, Driver's License, etc.)
Active Contact Number
A working mobile number where we can reach you for updates and verification.
Email Address
A valid email address for correspondence and loan notifications.
Proof of Residence
Recent utility bill or any document showing your current address.
What Can You Use It For?
Our loans can be used for a wide range of personal and business needs.
Activation Fee Notice
An activation fee applies to all approved loans. This fee will be clearly communicated to you before loan disbursement. Please contact us for the exact activation fee applicable to your loan amount.
Ready to Get Started?
Apply online today and take the next step toward achieving your financial goals with First Golden T Credit Corp.
Online transactions available: 6:00 AM – 10:00 PM daily