Trusted Lending Partner

Fast Loans.
Real Support.

From ₱20,000 to ₱3,000,000 — personal and business loans with 0.5% monthly interest and flexible 6 to 36 month terms.

Fast Processing
💰0.5% Monthly Rate
📋Flexible Terms
First Golden T Credit Corp official logo

FIRST GOLDEN T

Credit Corp

Why Choose Us

Loans Built Around Your Needs

Transparent rates, flexible terms, and fast processing — designed for Filipinos.

Loan Range

₱20K – ₱3M

Personal & Business Loans

💎

From small personal needs to large business capital, we have a loan that fits your situation and timeline.

Minimum

₱20,000

Maximum

₱3,000,000

📊

Monthly Interest

0.5%

Per Month

One of the lowest rates in the market — keep more of what you earn while repaying comfortably.

📅

Loan Terms

6–36

Months

Choose a repayment period that matches your monthly cash flow.

6

mo

12

mo

18

mo

24

mo

36

mo

Fast Processing

Quick Approval

Simple application process with responsive customer service. Get the financial help you need without the long wait.

Apply Now →
Simple Process

Get Your Loan in 3 Easy Steps

We've simplified the process so you can focus on what matters — achieving your financial goals.

01
📝

Fill Out the Form

Complete our online application with your personal details, desired loan amount, and purpose. It takes less than 5 minutes.

Available online 6:00 AM – 10:00 PM
02
🔍

Review & Verification

Our team reviews your application and verifies your submitted documents. We'll contact you for any additional requirements.

Friendly, responsive support
03
💸

Get Your Funds

Once approved, funds are released promptly. Start using your loan for your business, personal needs, or any financial goal.

Fast release upon approval
Loan Calculator

Estimate Your Monthly Payment

Use our calculator to get a quick estimate. Actual amounts may vary based on activation fee and final approval.

Loan Details

₱100,000.00
₱20,000₱3,000,000
12 months
Monthly Payment₱8,606.64
Total Payment₱103,279.72
Total Interest₱3,279.72
Monthly Rate0.5%

* Activation fee not included. For illustrative purposes only.

Apply for This Loan

Sample Computations

AmountTermMonthlyTotal
50K6mo₱8,479.77₱50,878.64
100K12mo₱8,606.64₱103,279.72
300K24mo₱13,296.18₱319,108.39
500K36mo₱15,210.97₱547,594.87
No hidden charges on stated interest rate
Activation fee applies — ask for details
Early repayment options available
Online transactions: 6:00 AM – 10:00 PM
Online Transactions

We're Open Daily

Submit your application or send us a message within our online transaction hours. Our team is ready to assist you.

Transaction Hours

🌅

Opens

6:00 AM

🌙

Closes

10:00 PM

Monday – Sunday

7 Days a Week

Ready to take the next step toward your financial goals?

Apply Now

Fast processing · Low interest · Trusted service